COOPMONI
Digital Finance for Everyday Needs
Coopmoni is Coopvest’s digital financial platform, designed to provide financing, payments, transfers, and other financial services* for small businesses, associations, and cooperative members across Nigeria.
What is Coopmoni?
Built around the needs of the cooperative economy, Coopmoni brings together digital financial services in one platform, helping customers *access financing, manage everyday transactions, and participate in the digital financial ecosystem*.
From digital loan applications to everyday payments and transaction services, Coopmoni provides practical financial solutions designed to support the needs of individuals, businesses, and cooperatives.
KEY FEATURES
Powering everyday finance with reliability and speed.
Loans & Financing
Digital Lending Through Coopmoni
Access eligible financing through Coopmoni with a simple digital loan application designed to make the borrowing process easier to manage.
Whether you need financing for personal needs, business activities, or other eligible purposes, Coopmoni provides loan options based on your eligibility and approved terms.
Payments & Transfers
Everyday Payments Made Simple
Use Coopmoni to manage everyday payments and transfers from one digital platform. Send money, make payments, and manage routine transactions conveniently through the app.
Bills, Airtime & Data
Manage Everyday Payments in One Place
Use Coopmoni to take care of everyday payment needs, from purchasing airtime and data to paying supported bills and services.
Coopmoni brings these everyday payment services together in one platform, making routine financial activities easier to manage.
What's New at Coopmoni
New ways to earn, save and borrow — all from inside the Coopmoni app.
Referral — Refer & Earn
Every Coopmoni account comes with its own referral code. Share it with friends, family and fellow cooperators, and earn a cash bonus paid straight into your Coopmoni wallet each time someone signs up with your code and completes their first transaction. There is no cap — the more people you bring on board, the more you earn.
- Find your code under "Referrals" in the app
- Share it on WhatsApp, SMS or social media
- Your bonus is credited automatically to your wallet
Natal Funds
Childbirth should never catch your finances off guard. Natal Funds is a dedicated maternity fund that helps you set money aside for antenatal care, delivery and post-natal expenses. Set a target amount and your expected due date, and let Coopmoni handle the rest.
- Set your target amount and expected due date
- Automatic daily, weekly or monthly contributions
- Kept separate from your everyday wallet balance
- Withdraw when your baby arrives
How to Get Started
Getting started with Coopmoni is simple. Download the app, create your account, and explore the financial services available to you.
- Download the App — Get the Coopmoni app from the Google Play Store.
- Create Your Account — Register your details and complete the required account setup.
- Explore Available Services — Access the services available to you, including financing, payments, transfers, bills, airtime, and data
- Start Using Coopmoni — Choose the service you need and follow the applicable steps to complete your transaction or application.
Managing a Cooperative? Meet Coopzone
Coopzone is a digital cooperative management platform that helps societies manage *members, contributions, loans, records, meetings, and group activities* in one place, with integration to Coopmoni.
Financial Solutions for Individuals, Businesses & Cooperatives
Discover digital financial services and tools designed to support your personal, business, and cooperative needs.
For Individuals
Access eligible financing, make payments, transfer funds, and manage everyday transactions with Coopmoni.
Explore Coopmoni
For Businesses & Merchants
Manage everyday transactions and access available payment and financing services through Coopmoni.
Explore Business SolutionsFor Cooperatives
Manage members, contributions, loans, repayments, and financial records with Coopzone, alongside digital financial services through Coopmoni.
Explore Cooperative SolutionsWhy Choose Coopmoni?
Coopmoni brings digital lending, payments, transfers, and everyday financial services together in one platform. Whether you're an individual, business owner, association, or cooperative member, Coopmoni helps you access eligible financing and manage your everyday financial transactions.
Digital Lending Made Accessible
Apply for eligible loans through Coopmoni and manage your financing needs digitally, subject to applicable eligibility requirements and loan terms.
Everyday Payments in One Place
Make transfers, pay supported bills, and purchase airtime and data through one convenient platform.
Convenient Account Access
Access available financial services through the Coopmoni app and manage your transactions without having to navigate multiple platforms for everyday needs.
Security You Can Rely On
Account authentication and applicable security measures help protect your account and transaction information as you use Coopmoni.
Access Digital Financial Services with Coopmoni
Access financing, payments, transfers, and other digital financial services through Coopmoni, wherever you are in Nigeria.
You can download Coopmoni app on google play store
Frequently Asked Questions
Everything you need to know about Coopmoni.